We believe that investing substantial time and sophisticated resource into
financial scenario building and sensitivity testing, is invaluable.
Pepper strongly advocates the need
to thoroughly examine the financial
implications of our recommendations.
We commit substantial expertise and
resource to business modelling and
scenario building. We use sophisticated
techniques for sensitivity testing and
risk assessment. For the RBS Group,
we undertook complex model building
to support the YourPoints business
case for approval by the bank's senior